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Copy link to share with friends. By Nick Fouriezos. Because he's going to bat for Iowa's largest growing minority group.

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Why you should care

However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money. Nobody wants to get a speeding ticket, and for good reason.

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Affect your driving recordpossibly resulting in suspension of your. Cost more money long term: After a ticket, your car insurance rates can rise by hundreds of dollars per year. Ask which method the officer used to determine you were speeding and write it down afterward. Say as little as possible. Anything you say can be used against you if you go to court.

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Afterward, write down everything about the incident, including the time of day, location and anything that might have affected the circumstances, such as obscured or missing speed limit s. You can then choose to fight the ticket in court, negotiate a lesser penalty or pay the speeding ticket and accept the ding to your driving record and the higher insurance premiums likely to result.

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Besides paying the initial fee, after a ticket, your car insurance rates can rise by hundreds of dollars per year. Even if you think the ticket is unjustified, speeding violations are hard to beat. If you ask for a hearing, plan to make your case and be questioned before a judge. Check the ticket to find out whether a state, county or local officer issued it and search online for traffic procedures in that jurisdiction.

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Delay the hearing. This will give you more time to build your case. Gather evidence.

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Evidence could include dashcam video or GPS data from a smartphone app, or photographic evidence that a speed limit was obscured. Research speed equipment. Look up the method the officer used to clock your speed, note its weaknesses and prepare to present them.

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Instruction manuals include maintenance schedules you can question the officer about, and they may note radar gun weaknesses, for example. Make witness arrangements.

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You can call in witnesses, including any passengers in the car when the ticket was issued. Plan your questions. You can question the issuing officer, including about his or her memory and training with speed-clocking equipment.

These lawyers typically specialize in DUIs and more serious cases, but some take speeding ticket cases. Considering the costs, hiring a lawyer is likely worth the money if your ticket is particularly expensive or could result in the loss of your. In some areas, you must request mitigation in writing.

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Typically in mitigation, you admit to the offense and present information that would lead a judge to grant you leniency. Outcomes may include:.

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You take a driving course instead of paying the speeding ticket. The ticket is reduced to a lesser fine. There are other possible ways your speeding ticket can shake out.

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For example, depending on where you live:. Your state may waive your first moving violation if you take a driving course.

How much trouble depends on your state: You could be arrested or have to pay larger fines, or your could be suspended. NerdWallet writer Philip Reed contributed to this report. If you decide to pay the speeding ticket. If you decide to fight the ticket in court.

What to do when you get a speeding ticket

As you prepare for court, you can:. Deciding whether to get a lawyer.

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If you decide to negotiate the penalty. Other possible outcomes.

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On a similar note Dive even deeper in Auto Insurance. Explore Auto Insurance. Get more smart money moves — straight to your inbox. up.